Re:Insurance
Eileen Schneyman (eschneym@photon.poly.edu)
Sat, 30 Mar 1996 02:41:18 -0500 (EST)
My BC/BS covered the girls because the NEVER left the hospital. They
covered their entire stay. I only had single coverage, and had no
intention of converting to family. We had family under my husbands
employer. I submitted all the doctor/extra bills to Prudential, but the
hospital automatically submitted their bills to BC/BS as they had that
down for me. They covered 12 weeks for Alyssa and 17 1/2 for Nicole
without a peep! The only thing was they wanted authorization for being
in the NICU, I had to explain that they couldn't be in the Nursery
(regular) until the doctor authorized it, they had to go straight to
NICU! The person on the phone couldn't understand! I nearly flipped
out, until I reached my pediatrician (who advised us to have the hospital
neonatologists treat them until they were discharged) and he called BC/BS
and straightened them out! Interesting how each state is different.
Eileen
Mom to Alyssa and Nicole 5/26/91 due 8/22/91
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eschneym@photon.poly.edu
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On Fri, 29 Mar 1996, *Joyce Worsley TRS 396-5440 wrote:
> These insurance stories make me wonder how much hospital costs vary by
> state or region. We were somewhere in the neighborhood of $226,000 with
> the bulk of it for Justice (about $80,000 was for Destiny.) This covered
> 17 and 13 weeks, most in the NICU and about a month each in Special Care.
> I never had any trouble with BC/BS but my employer kept telling me not to
> worry, just wait for the open enrollment period. I shudder to think what
> might have happened if I had taken that particular advice. What they
> don't tell you about the baby or babies being covered for the first 30
> days of life is that that only applies if the baby leaves the hospital
> with you!
> Joyce-Justice and Destiny's Mama
>