Gerard Roffey
Accredited Mortgage Consultant
Accredited Mortgage Consultant
Any bank or broker can get you a loan - I can get you the SAME loan from the SAME lender, but I will will pay YOU to use me! Read on ....
A broker can get you the same loan as you can directly from the bank, but you get more choice by using a broker. A bank will only suggest their own products.
Banks pay mortgage brokers a commission for bringing them clients - different banks have different commission structures, but the same commission structure exists with that bank regardless of the broker used. To the broker that is their wage. Because of this, a broker should not charge you a fee - the banks pay them!
Here's how I pay YOU to use me. From the commission that the bank pays me, I give some of that back to you after the loan settles. Yes, I give you part of my wage. No if's, no but's, no tricks.
So, I can get the SAME loan from the SAME lender - PLUS you get a REAL CASH REFUND! I can help you choose the right loan from over 35 of Australia's largest banks, building societies and specialist banks.
A quick email to me, and a quick chat over the phone will allow me to see if I can help you. If I can help you, I will sit down with you, in the comfort of your own home, at a time convenient to you, to show you how you may save money. I will explain things simply and answer your questions in an easy-to-understand language. The free meeting has no obligation whatsoever, and is treated with the strictest confidence.
NOT JUST HOME LOANS!! I can assist you with the following services (subject to finance approval). You also get a CASH REFUND from these services, except Involuntary Unemployment Insurance (which is tax deductible anyway) :
Pre-approval for a land, home or investment property purchase
A unique First Home Buyers Kit
Construction loans
Refinance of an existing loan
Investment property planning
Debt consolidation of existing property loan, credit cards and/or personal loans
Equity release for renovations, investment or personal use
Reverse Mortgage to help retirement
Personal loans for cars, boats, caravans, holidays, etc
Business and equipment finance or leasing
Involuntary Unemployment Insurance
General Insurance for house, car, boat, caravan, etc
Financial Planning
Risk Insurance
Property Investment Planning
The Mortgage and Finance Association of Australia (MFAA) is the governing body of the finance industry in Australia. I am a full member of the MFAA and I am a MFAA Accredited Mortgage Consultant and have been a mortgage consultant since 2003.
Read Why use an MFAA member? (requires Acrobat Reader). MFAA members must adhere to the industry Code of Practice which requires high professional standards, fair business practices, ethical behaviour and compliance with both the letter and the spirit of the relevant laws and regulations - all in the interest of you, the borrower.
Copyright 2010 © Gerard Roffey